• Business & Economics

Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time
Author: Stephen Elias Attorney
Publisher: Nolo
ISBN: 1413317251
Category: Business & Economics
Page: 288
View: 8606
Reduce your debts, save your property -- and start over! If you're considering bankruptcy, your resources are undoubtedly already stretched thin. Use the plain-English information and instructions in Nolo's Chapter 13 Bankruptcy to help you use your income to repay your debts over time and keep valuable property from going to your creditors. And now you can avoid attorney fees and do it yourself -- let Nolo's Chapter 13 Bankruptcy show you how to: - determine whether you qualify for Chapter 13 - stop a house foreclosure - estimate monthly payments - devise an acceptable repayment plan - complete and file forms - make up missed mortgage payments - pay off other debts - represent yourself before a bankruptcy judge or trustee This edition includes recent court decisions interpreting federal bankruptcy law, the latest changes to official forms and dollar amounts, as well as the latest bankruptcy exemption laws of your state. Plus, you can start your bankruptcy filing right away with up-to-date legal documents and all the instructions you need to fill them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.

    • Business & Economics

Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time
Author: Cara O'Neill
Publisher: Nolo
ISBN: 1413325165
Category: Business & Economics
Page: 416
View: 2384
Are you considering filing for Chapter 13 bankruptcy? Use this plain-English guide to decide if a Chapter 13 case is right for you. Chapter 13 Bankruptcy explains how the process works, which debts will get discharged at the end of your bankruptcy case, how much you'll pay through your plan, and what you'll have to do to keep your home and car. Also, this book provides the knowledge you'll need to: determine how much you'll pay on each of your debts calculate your monthly plan payment find the right lawyer, and rebuild your credit after bankruptcy. The newest edition contains legal updates, state-specific bankruptcy charts, examples using the newly revised official bankruptcy forms, and more.

    • Business & Economics

Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time
Author: Stephen Elias
Publisher: Nolo
ISBN: 1413314392
Category: Business & Economics
Page: 496
View: 2365
Reduce your debts, save your property -- and start over! Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan. And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcy you how to: determine if you qualify for Chapter 13 stop a house foreclosure estimate monthly payments devise an acceptable repayment plan complete and file forms make up missed mortgage payments pay off other debts represent yourself before a bankruptcy judge or trustee The 10th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.

    • Business & Economics

Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time
Author: Cara O'Neill
Publisher: N.A
ISBN: 9781413325157
Category: Business & Economics
Page: 408
View: 6079
Chapter 13 Bankruptcy is for Americans struggling under burdensome debt who earn too much to qualify for Chapter 7 bankruptcy, want to keep a home or other valuable property, or need time to pay off nondischargeable debts, such as taxes and support obligations. People buy the book to gain a thorough understanding of this complicated and intimidating process and to determine if Chapter 13 bankruptcy will work for them.

    • Business & Economics

Chapter 13 Bankruptcy

Repay Your Debts
Author: Stephen Elias,Robin Leonard
Publisher: NOLO
ISBN: 1413305083
Category: Business & Economics
Page: 462
View: 7893
Are you behind on your mortgage, taxes, or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which lets you reorganize your debts into a repayment plan you can afford-and keep your house, car and other property.

    • Bankruptcy

Chapter 13 Bankruptcy

Repay Your Debts
Author: Robin Leonard
Publisher: NOLO
ISBN: 9780873375016
Category: Bankruptcy
Page: 352
View: 2730
How to repay your debts, fill out forms, stop foreclosures, and deal with creditors.

    • Law

How to File for Chapter 7 Bankruptcy


Author: Stephen Elias,Albin Renauer
Publisher: Nolo
ISBN: 1413324339
Category: Law
Page: 464
View: 2959
If you’re overwhelmed by debt, the bankruptcy system can help. How to File for Chapter 7 Bankruptcy provides the clear information and step-by-step instructions you’ll need to get through the entire process without an attorney. The book will help you determine whether you qualify for relief and whether filing for Chapter 7 bankruptcy will help you solve your debt issues. You’ll also learn how to: stop wage garnishments and lawsuits wipe out as much debt as possible deal with debts you’ve secured with collateral keep as much property as possible, and rebuild credit after bankruptcy The 20th edition is revised to include instructions that will help you complete the new user-friendly bankruptcy forms, changes to state exemption laws (which determine what property bankruptcy filers can keep), and important legal updates. Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.

    • Business & Economics

The Foreclosure Survival Guide

Keep Your House Or Walk Away With Money in Your Pocket
Author: Stephen Elias,Amy Loftsgordon,Leon Bayer
Publisher: Nolo
ISBN: 1413321844
Category: Business & Economics
Page: 360
View: 5249
"If you're one of the millions of Americans in danger of losing your house, The Foreclosure Survival Guide provides the practical information you need, "--Amazon.com.

    • Business & Economics

Personal Bankruptcy Laws For Dummies


Author: James P. Caher,John M. Caher
Publisher: John Wiley & Sons
ISBN: 1118052803
Category: Business & Economics
Page: 384
View: 4078
With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff

    • Business & Economics

Bankruptcy for Small Business Owners

How to File for Chapter 7
Author: Stephen Elias,Bethany K. Laurence
Publisher: Nolo
ISBN: 141331080X
Category: Business & Economics
Page: 593
View: 714
Use Chapter 7 bankruptcy to wipe out your debts! Bankruptcy for Small Business Owners has the strategies and solutions you need to assess the financial condition of your business and determine whether you should declare bankruptcy to get rid of your debts. Learn about: what business debts and assets (if any) are affected by your bankruptcy bankruptcy options and the eligibility factors and downsides of each "look back" requirements -- periods of time during which personal or business actions have created obstacles to filing for bankruptcy the automatic stay and putting a stop to collections efforts valuation of business assets, including good will and intellectual property exemptions that protect a small business owner's property what happens to a house in bankruptcy Find out which forms you need to fill out, plus get all the instructions you need to file them in court. Keep as much of your property as possible and tackle debt so you can move on to your next venture with Bankruptcy for Small Business Owners.

    • Law

The New Bankruptcy

Will It Work for You?
Author: Stephen Elias,Leon Bayer
Publisher: Nolo
ISBN: 1413324312
Category: Law
Page: 408
View: 5197
Choose the best bankruptcy option The New Bankruptcy provides clear-cut information, answers to common questions, worksheets, and strategies to help you figure out whether bankruptcy is the right solution to your debt problem. Find out: the main differences between Chapter 7 and Chapter 13 bankruptcy whether you qualify for Chapter 7 bankruptcy (the means test) how the Chapter 13 repayment plan works which type of bankruptcy (7 or 13) is better in various situations which debts are wiped out what happens to your property, including your home, car, and retirement accounts, and other ways to handle debt problems. The book also outlines the bankruptcy process and includes completed sample bankruptcy forms.

    • Business & Economics

The New Bankruptcy


Author: Stephen Elias Attorney
Publisher: Nolo
ISBN: 1413315003
Category: Business & Economics
Page: 416
View: 6576
Considering bankruptcy? Get the facts and find out how bankruptcy could work for you. Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems. Find out: if you qualify for Chapter 7 bankruptcy how Chapter 13 repayment plans work which debts are wiped out how bankruptcy affects homeowners if you can keep cars and other property how bankruptcy affects credit alternative ways to handle debt problems The 4th edition is completely updated to reflect the latest rulings on the new bankruptcy laws, additional information on foreclosures and an all-new appendix containing essential sample forms. It also provides worksheets to help you determine whether you can file for bankruptcy, and includes fully up-to-date exemption charts, helpful checklists and easy-to-use legal charts for all 50 states.

    • British

Vanity Fair

A Novel Without a Hero
Author: William Makepeace Thackeray
Publisher: N.A
ISBN: N.A
Category: British
Page: 688
View: 8758

    • Business & Economics

Debt's Dominion

A History of Bankruptcy Law in America
Author: David A. Skeel Jr.
Publisher: Princeton University Press
ISBN: 1400828503
Category: Business & Economics
Page: 296
View: 2955
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.

    • Resorts

A Last Resort


Author: Mark J. Okrant
Publisher: Beech River Books
ISBN: 0982521421
Category: Resorts
Page: 273
View: 8962
"A Kary Turnell murder mystery set in The Balsams Grand Resort Hotel in Dixville Notch, New Hampshire"--Provided by publisher.

    • Juvenile Nonfiction

Bankruptcy Law


Author: Sandra Coaxum Allen
Publisher: Infobase Publishing
ISBN: 1438105924
Category: Juvenile Nonfiction
Page: 99
View: 4764
More than 1 million U.S. households declared bankruptcy in 2004. Alarmed by rising defaults, the nation's lenders and political leaders alike set out to reform laws that clear away debt. To some, reforming these laws will put a lid on irresponsible consumer spending sprees. But some consumer advocates argue that banks and credit card issuers have only themselves to blame for marketing and supplying ill-advised loans. Is this political action timely consumer protection or an unwarranted corporate bailout? Bankruptcy Law covers these issues and more, examining each from different perspectives.

    • Business & Economics

Personal Finance: An Encyclopedia of Modern Money Management

An Encyclopedia of Modern Money Management
Author: Barbara Friedberg
Publisher: ABC-CLIO
ISBN: 1440830320
Category: Business & Economics
Page: 403
View: 3022
This jargon-free resource explains the who, what, why, and where of contemporary personal finance in simple, easy-to-grasp language, covering the key people, events, terms, tools, policies, and products that make up modern money management. • Supplies accessible, comprehensive financial information that explains complex topics in simple language • Shows the relationship between personal finance and everyday life, from renting an apartment to saving for retirement • Answers a wide variety of personal finance questions • Provides a resource suitable for both personal and scholarly use

    • Business & Economics

Prebankruptcy Credit Counseling


Author: Noreen Clancy,Stephen J. Carroll
Publisher: Rand Corporation
ISBN: 083304205X
Category: Business & Economics
Page: 24
View: 7558
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 provided new requirements for bankruptcy filers and gave the U.S. Trustee Program (USTP) new responsibility. Individual filers must now receive credit counseling during the 180 days before filing. USTP is charged with approving and reapproving counseling providers. This report examines steps USTP can take to develop measures of effectiveness of prebankruptcy credit counseling.

    • Business & Economics

The Fragile Middle Class

Americans in Debt
Author: Teresa A Sullivan,Elizabeth Warren,Jay Lawrence Westbrook
Publisher: Yale University Press
ISBN: 9780300091717
Category: Business & Economics
Page: 380
View: 5724
More than a million American families now file for federal bankruptcy annually, & many more are perilously close to financial disaster. In this important analysis of hard-pressed families, recently featured in articles in Newsweek, Forbes, Chronicle of Higher Education, & the New York Times, the authors discover that financial stability for many middle-class Americans is all too fragile. The authors consider the changing cultural & economic factors that threaten financial security & what they imply for the future vitality of the middle class.